STOC uses a four-tier access model to ensure regulatory compliance while giving every type of investor the right level of access. Each tier unlocks progressively more investment opportunities.
Everyone
Any visitor to the STOC platform — no account required to browse.
Verification requirement: None — no KYC required.
Individual investors
Individual retail investors seeking to invest in tokenized real-world assets.
Verification requirement: Standard identity verification via Sumsub.
High-net-worth investors
Investors with net worth ≥ $1M USD (excl. primary residence) or annual income ≥ $200K USD (last 2 years).
Verification requirement: Accredited Investor declaration plus supporting financial evidence.
Corporate entities & funds
Registered corporate entities, family offices, hedge funds, and licensed financial institutions.
Verification requirement: Full entity verification including director KYC and audited financials.
